The FICO^® Falcon^® Intelligence Network is the world’s largest consortium of payments data, composed of fraud and non-fraud exemplars that are continually updated with new payment-related behavioral details from around the globe. With this data lake, FICO’s team of over 60 dedicated fraud data scientists perform extensive research — innovating with machine learning and artificial intelligence to produce over 100 fraud-specific patents tailored to fight a multitude of financial crimes schemes. By leveraging our learnings from data that spans thousands of institutions, FICO’s models provide accuracy, self-learning, and longevity.