Account Opening

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Overview

Safe, flexible, digital-first account opening — a necessity (not a nicety)

Today’s digitally savvy customers demand safety, convenience, and personalization in their preferred channel when opening accounts. That means lenders must accelerate their digital transformation to build safe, frictionless, engaging, digital account opening experiences. FICO delivers the only turnkey digital-first account opening solution that fits wherever you are today and efficiently scales for where you’ll go tomorrow:

Integrated marketing with real-time prescreen
Intelligent and interactive omnichannel communication services
Seamless ID proofing and unobtrusive fraud detection
Sophisticated workflow orchestration
100+ pre-integrated global data and service providers
Powered by a scalable decisioning platform to originate any consumer or financial lending product
Analytics-forward, unified, and extensible solution built for business users

Solutions

Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Enabling Technologies

With 60+ years of pioneering work in predictive analytics and artificial intelligence, FICO powers our solutions with the most advanced science available.

Platform

Effortless, engaging digital account opening powered by the industry-leading FICO® Platform. Start simple with configurable templates for fast time-to-value, and then easily add digital sophistication.

Cloud

Provide digital account opening that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility.

AI, Machine Learning and Advanced Analytics

Drive portfolio profitability for digital account opening (without adding risk) through FICO’s pioneering AI and advanced analytic offerings.

Optimization

Simulate, analyze, learn, continually improve digital account opening. Use prescriptive analytics to optimize strategies on a customer-by-customer basis to increase profitability, balance constraints, and deepen customer relationships.

Statistics

Our clients have improved their operational efficiency, reduced delinquencies and losses, cut costs, and maintained security and compliance.

300%

Increase in revenue in the last 12 months

100%

Increase in application volume capacity

50%

Increase in new account bookings

50%

Reduction in manual reviews with improved analyst productivity

Case Study

Truist

Truist (formerly SunTrust) transforms origination processes and improves customer experience.

From the Blog

February 05, 2020

Measuring and Eliminating Customer Friction

A digital transformation resolution for 2020.

Beyond Generation Z: Digital Account Opening for Everyone

Reinventing Origination: Fixing the Decisions that Matter

Looking Ahead and Preparing for a Post-Coronavirus World

Safe, flexible, digital-first account opening — a necessity (not a nicety)

More than ever, customers demand safety, convenience, and personalization in their preferred channel. That means lenders must build safe, frictionless, engaging, digital account opening experiences. To accelerate your digital transformation, get in touch with one of our experts or request a demo.

Platform

Solutions

Products

Industries

Learn

Why FICO

Account Opening

Fast, frictionless, digital-first account opening solutions.

Overview

Safe, flexible, digital-first account opening — a necessity (not a nicety)

Solutions

Enabling Technologies

Platform

Cloud

AI, Machine Learning and Advanced Analytics

Optimization

Statistics

Case Study

Truist

Case Study

Vanquis Bank gains agility, opening new credit possibilities with FICO® Origination Manager

Case Study

TBC Bank Streamlines Processes and Increases Profits

From the Blog

Measuring and Eliminating Customer Friction

Beyond Generation Z: Digital Account Opening for Everyone

Reinventing Origination: Fixing the Decisions that Matter

Looking Ahead and Preparing for a Post-Coronavirus World

Safe, flexible, digital-first account opening — a necessity (not a nicety)

Solutions

Industries

Company

Learn

Social

Solutions

Products

Industries

Learn

Error message

Overview

Safe, flexible, digital-first account opening — a necessity (not a nicety)

Solutions

Enabling Technologies

Platform

Cloud

AI, Machine Learning and Advanced Analytics

Optimization

Statistics

Case Study

Truist

Case Study

Vanquis Bank gains agility, opening new credit possibilities with FICO® Origination Manager

Case Study

TBC Bank Streamlines Processes and Increases Profits

Related products

FICO® Origination Manager

FICO® Small Business Scoring Service℠

FICO® Customer Communication Services

FICO® Falcon® Identity Proofing

FICO® Xpress Optimization

FICO® Application Fraud Manager

Related resources

Webinar

North America Digital Account Opening (DAO)

Webinar

North America Ensuring Small Businesses Survive and Recover

Product Sheet

FICO Customer Communication Services – Originations

Product Sheet

FICO Origination Solution for Financial Services

Product Sheet

Origination Solution For Automotive Finance | Automotive Buying Experience

From the Blog

Measuring and Eliminating Customer Friction

Beyond Generation Z: Digital Account Opening for Everyone

Reinventing Origination: Fixing the Decisions that Matter

Looking Ahead and Preparing for a Post-Coronavirus World

Safe, flexible, digital-first account opening — a necessity (not a nicety)

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