Account Opening

Fast, frictionless, digital-first account opening solutions.

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Overview

Safe, flexible, digital-first account opening — a necessity (not a nicety)

Today’s digitally savvy customers demand safety, convenience, and personalization in their preferred channel when opening accounts. That means lenders must accelerate their digital transformation to build safe, frictionless, engaging, digital account opening experiences. FICO delivers the only turnkey digital-first account opening solution that fits wherever you are today and efficiently scales for where you’ll go tomorrow:

  • Integrated marketing with real-time prescreen
  • Intelligent and interactive omnichannel communication services
  • Seamless ID proofing and unobtrusive fraud detection
  • Sophisticated workflow orchestration
  • 100+ pre-integrated global data and service providers
  • Powered by a scalable decisioning platform to originate any consumer or financial lending product
  • Analytics-forward, unified, and extensible solution built for business users

Solutions

Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Enabling Technologies

With 60+ years of pioneering work in predictive analytics and artificial intelligence, FICO powers our solutions with the most advanced science available.

Platform

Effortless, engaging digital account opening powered by the industry-leading FICO® Platform. Start simple with configurable templates for fast time-to-value, and then easily add digital sophistication.

Cloud

Provide digital account opening that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility.

AI, Machine Learning and Advanced Analytics

Drive portfolio profitability for digital account opening (without adding risk) through FICO’s pioneering AI and advanced analytic offerings.

Optimization

Simulate, analyze, learn, continually improve digital account opening. Use prescriptive analytics to optimize strategies on a customer-by-customer basis to increase profitability, balance constraints, and deepen customer relationships.

Statistics

Our clients have improved their operational efficiency, reduced delinquencies and losses, cut costs, and maintained security and compliance.
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300%
Increase in revenue in the last 12 months
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100%
Increase in application volume capacity
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50%
Increase in new account bookings
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50%
Reduction in manual reviews with improved analyst productivity
Case Study

Truist

Truist (formerly SunTrust) transforms origination processes and improves customer experience.
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    From the Blog

    February 05, 2020

    Measuring and Eliminating Customer Friction

    A digital transformation resolution for 2020.
    Read more

    Beyond Generation Z: Digital Account Opening for Everyone

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    Reinventing Origination: Fixing the Decisions that Matter

    Read more

    Looking Ahead and Preparing for a Post-Coronavirus World

    Read more

    Safe, flexible, digital-first account opening — a necessity (not a nicety)

    More than ever, customers demand safety, convenience, and personalization in their preferred channel. That means lenders must build safe, frictionless, engaging, digital account opening experiences. To accelerate your digital transformation, get in touch with one of our experts or request a demo.
    Contact Us